Transcription of Episode

Intro/Outro 0:04
Welcome to Investing Across Borders with Lauren Cohen. Every week she will share valuable information that you need to know in order to successfully invest in real estate and other business endeavors in North America. We believe in helping clients invest, live, work, and play across borders. And now, your host, Lauren Cohen.

Lauren Cohen 0:24
Good afternoon, everybody. This is Lauren Cohen, international lawyer and real estate expert. I am the host of Investing Across Borders. And I’m so happy to have you here with us today to learn how you can invest, live, work and play across borders. Today I have a really special guest Quynh Vo. I met Quynh about two and a half years ago. And at first, it wasn’t Quynh’s fault, but I was challenging. I was a challenging client, I often tend to be a challenging client. Now, it’s so happens the person that I was challenging her about is my client. So it’s kind of funny. So Quynh is originally from Vietnam, and she lives in Calgary, Canada, that’s quite a transition. And she is an amazing entrepreneur who teaches people how to manage money, how to get more of it, and how to use it wisely. She is amazing, she has made a difference in so many people’s lives. And I was lucky enough to meet her in person on the marketers cruise last year. Quynh, say hello to our audience.

Quynh Vo 1:28
Lauren, I’m so happy to have to be on your show today. And you know what, thank you for all the work that you do. Because you know people like me, investors and entrepreneurs, we need professionals like you to protect us from all the mishaps and all the traps that we don’t even know about. So thank you for all that you do for us.

Lauren Cohen 1:46
Thank you. It’s so true, that you don’t know what you don’t know. And sometimes a lot of these clients, especially Canadians, investing in the US think it’s just one size fits all, or it’s just simple. Or they can just go do it. And they go to it. And then they’re like, Oh, this Canada Revenue Agency wants three quarters of my income. Oh, I should have done it differently. And unfortunately, there’s a lot of bad apples in this space. So you’re right. And we fortunately have some good apples in our space. Quynh, tell us a little bit about your business. Obviously, you’re a trends global person. You’re from Vietnam, here in Calgary, you travel all over the world. And you have started a Money Mastery program teaching people how to be friends with money, right?

Quynh Vo 2:33
Absolutely. So first of all, I am one of those people that escaped Vietnam in 1987. You know, how the North won and the South lost? My parents were working for the South. So we had no future living back there. So I was 11 when we left Vietnam.

Lauren Cohen 2:48
And you spoke not a word of English, right?

Quynh Vo 2:50
No, of course not. But, you know what, now it’s a blessing that I get to be at least bilingual, although it’s not as useful as French or Spanish or Chinese. But you know what, it’s still bilingual. But I always teach people I actually speak four languages I speak the language of money, and also the language of music.

Lauren Cohen 3:11
You do! With the guitar, you’re amazing, you have an amazing voice, and you also speak the language of friendship.

Quynh Vo 3:18
Oh, thank you so much, Lauren. So one of the things that I’ve learned, my background is I am an accountant. I was for years, and that taught me nothing about how to grow wealth, actually. And the book that changed my life, was Rich Dad, Poor Dad. Now I’m not a huge fan of Robert Kiyosaki, because he preaches about money and wealth and freedom. But I don’t sense a lifestyle or a way of life with Robert, I think it’s only my perception of him that he’s very money oriented. He’s not love oriented and not lifestyle and people oriented. So that’s just my little perception of that. However, I love what the book has done for millions and perhaps hundreds of millions of people. That book change my life for sure. If you haven’t read it yet, please make sure you read that because that will change your perspective on how anyone can become financially free and make wealth and at least not worry about money anymore. At least the minimum you could actually learn how to not worry about money and financial situations. Even if you’re broke right now. That’s the key.

Lauren Cohen 4:30
Yeah, I was just at the dentist. And on the TV screen, there was a girl and she calls herself the “broke black girl” and I guess she’s no longer broke because she wouldn’t call herself the broke flat girl. And it’s her story about defeating poverty. In this country in America, there’s a lot more poverty than in Canada because we don’t have the same social welfare system in the States as we do in Canada. So it’s a completely different mindset. And your business goes across borders. I mean, you probably have clients that are coming to you, you’ve built quite a brand you built quite a strong personal brand, and you build strong relationships. And people are coming to you from all over the world, especially now with COVID. When they physically are unable to travel, they can show up at your amazing conferences, your online conferences from anywhere, right?

Quynh Vo 5:21
Absolutely. You know what Lauren, the work that you do, helping people grow, go global, and especially going to the US. And if you’re in Canada, both is so important, because North Americans like us, the reason why it works so well for me, and what I teach is, first of all the tax laws are very much similar between US and Canada, we pay a lot of tax, and there’s so much tax benefits. If you know what you need to do, if you know how to invest properly, if you know how to set up your business properly, there’s so much tax savings that you can do. And not beyond the wealth building. It’s also gift tax is our number one biggest expense. So if you know how to protect yourself, how to reduce your taxes, and how to invest globally, literally, that is your key to freedom, your key to financial freedom, lifestyle freedom, everything about freedom is about being global, and being online for that matter as well, for your business.

Lauren Cohen 6:21
The other day, I was interviewed by Jen Du Plessis, who you know from our groups. And I said to Jen, we’re talking about being global and working with people globally. And I said, Well, I am from Toronto, I live in Florida, my heart is in Israel. No, my home is in Israel. It’s always my homeland. So my physical home is Florida. But I feel at home mostly in Israel. And she said, but your heart is global. And it’s true. My heart is global. She coined it. And it’s really true, because I really love global, it’s why, you know, I joined the eXp Realty. And part of the reason was because it was global. And now they’ve appointed me as chair of international investment committee at eXp commercial. So it allows me, this global pandemic has actually allowed us, a platform to be more global in some ways, right? Because I mean, it doesn’t matter where you are, there’s no excuse for not being everywhere. And I think that one of the things that’s become very, very obvious through this pandemic, because it happens so quickly, we all we’re starting to build these strong relationships that we realize the value of relationships and strategic partnerships. More, wouldn’t you agree than ever before?

Quynh Vo 7:44
Absolutely. They only said it. It doesn’t matter what you know, it matters who you know. And then, it goes even further. It actually not matters who you know, but who knows you. So it all boils down to the who for sure.

Lauren Cohen 7:59
Well, you know my partner Carolyn Ricciardi in Calgary, right? And Carolyn, we did an event last weekend, Empowering Women of Real Estate. And Carolyn, when she introduced me, she goes, if you don’t know, Lauren, you must be stuck with your head in the sand. Because she’s everywhere. And I’m thinking I don’t know if that’s so good, but I guess it is. Because when you’re building a global brand, you have to literally be everywhere. And YOU Quynh have done that, because I would bet and I’m just guessing, that you are not exactly the most extroverted person all your life, right?

Quynh Vo 8:34
You know what, I’m guilty of being an extrovert. And I’ve always been an extrovert, but I actually need time off. So I’m also an introvert in the sense that I need my silent meditations at least once a year. So it’s a two way. But I would say being an extrovert or an introvert has nothing to do with with being successful. No, I’ve seen both people extrovert and introvert being super successful. So that’s not a stopper at all.

Lauren Cohen 9:05
No, I wasn’t saying it like that. I was saying just because of you know, culturally, probably. You’re not encouraged in Asian cultures to be as outspoken as in North American cultures. And you’ve come out of your shell in so many ways. I mean, you’ve just blossomed, and the pictures that you post are incredible. Your family, you know, going to the mountains recharging. I mean, you’re just an inspiration, and I find it a joy every time I talk to you. It’s joyful, it’s always positive. There’s never like a woe is me or oh my goodness, or like, the whole pandemic, when was a positive influence? I mean, look what you did for Mike Wolfe. You know, so I’ll just share with you, Mike Wolfe, who’s known as the richest homeless man in Canada and teaches people literally from all over the world how to invest in real estate. So Mike is a nomad, generally. And he doesn’t like to stay in one place. But his true home is Calgary. So Quynh knew him very well and somehow convinced him, I don’t know where, to run these online events. And now he’s done about six of these events, or maybe a little less. And each one of them is better than the last. And he’s making a huge impact on real estate investors. And that’s because of you because you inspired him.

Quynh Vo 10:38
Yeah, absolutely. And so what I do is, I help people create programs online, especially if you have either a message to share or a knowledge that you want to share. And Mike was one of those who can help so many people. Because you know, in the investment world, because I’m an investor, and in the investment world, what I call the stock market, Wall Street, I call that the casino. Because you have zero control over how it goes up or down. Unless you’re like the 0.1% of the game player. The players out there, the rest 99.9% of us were basically losers. So in the investing world, Wall Street is a casino, but real estate, if you know what you’re doing, and of course, it takes training. And Mike was one of those people that I wholeheartedly believe that his work, his education is going to change so many people’s lives. Let me help! Let me put you online. And so we did that. So it’s wonderful that he’s growing beautifully.

Lauren Cohen 11:41
Yes, exactly. And you inspired that. So tell us about your Money Mastery course. And what’s prompted you to create your course.

Quynh Vo 11:48
Well, what prompted me was my huge failure in managing my money, not because I don’t know how to manage my numbers, like I come from the accounting world. I love numbers. I love investing. I love the world of wealth building. But what I didn’t know was all the traps of greed of the Wall Street and of the cycles of life and the cycles of every type of investment that you have. And for me because I was successful very fast, I became financially free in three years, thanks to Robert Kiyosaki’s book, I invested 100% Real Estate in three years, I bought 26 rental properties, and I was financially free already at the 10th property. Because you see with real estate, by the time you buy 10 property, and if you just hold it long term, by the 11th year, you can go back to the year one property and refinance and pull out at least 50,000 if not $100,000, out of your equity to live on. It’s tax free, right. So that is what I teach in terms of I knew that real estate was my key to financial freedom. What I didn’t know was when you make money, or when you’re successful at anything, it’s human nature for us not to stay there because we have so much more potential. So I literally went into building homes, I went into building multimillion dollar homes at the crash of 2008. So I was investing money and in land and building in 2006 to build these homes. And of course, I got stuck in the mud in the real estate. And I lost everything and more. So that was my huge lesson. And so when I finished with that, that whole crash and burn, I realized that wow. If only I can make my mistakes, my struggles helpful for other people. So I decided to teach it. Only problem is, because I didn’t have the confidence to teach wealth building and protecting your money, because I was still broke. Like I was in the millions positive and then I became broke. And I was in debt for at least a million dollars because I was leveraging. So I figured, you know what, who’s gonna believe me. Who’s gonna learn from someone who’s broke. So that was the whole thing around self confidence, self esteem, and have I earned the right to teach this? It took me 10 years before I was able to teach what I know, what changed lives only because I didn’t have the confidence only because I didn’t have the real love for people. Because what I learned today and all of my students when I went to teach them how to launch the program. I asked them not to think about their own ego, and how they could look bad and how they’re afraid to be judged by other people. But look at the lives that they could save. Because of the knowledge that they’re sharing right now. So I definitely was very selfish because I was afraid of looking bad and all that stuff. And that’s why my whole journey has helped me learn how to help other entrepreneurs, course graders, on how to start it in a way that is authentic to themselves. And so they can start now versus wait 10 years later, like I did. So I love my work, Lauren, because we changed so many people’s lives.

Lauren Cohen 15:17
You know, it’s funny you say that claim, because with my real estate side in my world, which is about building, long term, residual, generational wealth, it’s exciting. And it makes an impact on people. But at the end of the day, the work that I do, especially across borders, particularly between Canada and the US, don’t tell anybody. But the work that I do to help people navigate a successful path to just signing up a British client today, who needs help reading a business. And I feel like I help people achieve their dreams and achieving their dreams to move to the US or moving to Canada, to me, is the impact that I want to leave on the world. And so I hear you, because you’re so authentic in what you do, and if we’re inauthentic people, know. If you had done that, if you had done what you’ve done now, when you were broke, just like the coaches that are teaching people how to run businesses, and they’d never run a business. I’m like, I’m not buying into your program. You’ve never run a business. How do you know? Oh, well, I can tell you how to get to eight figures. I’m like, I don’t think so. So it’s about authenticity. And knowing you, you can only do something to come from a place of authenticity. You could never fake it till you make it, it just wouldn’t work for you. But there’s a lot of people out there that are just charging money, charging money, charging money here, just pay me 10,20, $30,000 I don’t care. And they don’t care about the the outcome and they don’t care about the client, they just care about the dollars and makes a big difference and people know it. And that’s part of why you you built as successful business as you have.

Quynh Vo 17:06
You know what, especially when it comes to the world of money. Investing, there is so much crap out there because people are lured with all passive income and making more money and all that. But they don’t, behind the scenes they don’t know the work or they have been lied to in terms of the work just click this button, push the easy button and you make a lot of money online.

Lauren Cohen 17:32
That goes back to the casino! Roll the dice guys, very good.

Quynh Vo 17:40
Yeah. So when it comes to doing my work, even though I coined the, which is my course Money Mastery formula, I had it trademarked. But for me, the way that I teach, the work that I do is all about living in alignment with who you are, with your gifts, with your strength, doing what you love, and making it about financial freedom in a way that it gives you freedom and peace of mind and not like a boatload of good money in your bank account and your health is not good and your relationships are falling apart. It’s not about that at all. So for me, it is all about it’s about money. But it’s literally it’s about your lifestyle. It’s about you having an epic life, and not worrying about money at all. That’s what it boils down to.

Lauren Cohen 18:25
I mean, yeah, and I think that for me, probably like for you, money is a means to an end. It doesn’t thrill me, it’s just a means to an end. It’s a way to make our lives better the lives of our families better, easier for our children, you know, make sure that they have enough that they never struggle that they don’t have student text debt. Here in the US student debt is a huge thing. But it does make a difference. So, when did you get your first client from outside of Canada?

Quynh Vo 19:02
That would have been in 2019 when I first launched my first class, but actually can I share with your audience the six steps of Money Mastery?

Lauren Cohen 19:14
Of course!

Quynh Vo 19:15
So first of all, the reason why anyone goes broke and bankrupt is because they didn’t have the first four foundations down. These six steps are literally the foundations to building wealth and I’m having complete freedom. But the first four steps are the foundations of the house and then the last two is creating the freedom and lots of money. The first step is it’s all about money mindset upgrade, you see, because people who are broke, it’s not because they don’t know how, it’s not because they can’t make money. It’s them thinking that they can’t make a lot of money. So when it comes to wealth building, the good news is ANYONE, regardless of their age, their race, their ethnicity, their color, their sex, anything. Wealth building doesn’t have discrimination towards anything, even a degree. You don’t need a degree to become wealthy. In fact, having a degree will most likely keep you just over broke. So, the first thing is understanding the money mindset upgrade, meaning that you deserve to be wealthy and you can become wealthy, no matter where your starting point is. The second step is money management. Now, what do you do with the money when it comes into your bank account? That is like, where do you split that kind of money? What ratio should you be investing in this account in that account? That is actually very important, because unlike most people, they wonder whether the money should go. A good investor, or someone who’s good with money, they will always tell where the money goes. So that’s the second thing, the second step you need to master. The third step is about tax minimization. You see, because tax is something that we all pay, and that’s the benefit of living in a country like US or Canada, or Australia, basically a first world country. The reason why we have so many parks, the education, our health care system, is because we pay tax. And yet in our tax laws, and tax legislations, we always are rewarded for doing certain things that our government wants. For example, if you are an entrepreneur, if you have a business, you’re rewarded so much tax savings, because you are the engine of our economy. Without you, without the entrepreneurs, our economy would collapse. So that’s the reason why understanding your tax strategies, and minimizing your tax is the third step that you should set up, for your own wealth situation. And then the fourth step is protecting your assets and your income through either insurance, or making sure that you understand the worst case scenario and the best case scenario of whatever that you invest in. And you have a backup plan for when the worst case scenario happens. Because if you don’t have a backup plan…

Lauren Cohen 22:25
And when you’re protecting, you’re talking about protecting assets and income. And it’s amazing, because each of these steps that you’re talking about, is even more important when you’re investing outside of your home country, or when your business is outside of your home country. Because now not only your own stuff, but this whole new set of rules and regulations and requirements. And again, so much more complex. So I’ll go back to you. I apologize, number four.

Quynh Vo 22:53
No, absolutely. And you know what, you’re so right, because if you go global, you can’t do it yourself anymore. You need support from professionals, like legal experts, like you, or accountants who are global, who understand the world of tax between countries. So when you become bigger, when you go global, for sure you will need your wealth team. And your wealth team will have to have a legal expert, a lawyer, who is global, and who also, you also need an accountant who understands global tax. So the fourth step is asset protection, and also income protection. And then, only when these four foundations, consider it like the four legs of a table. Only if these floors are in place, then you should go on to the next step. Step five, which is creating multiple streams of income. And then step six is using leverage to grow your wealth exponentially. You see Step five, and step six, if you start there without step four in place, like me, I would have lost everything in the 2008 crash. That’s why I lost all my money because I didn’t have step four in place.

Lauren Cohen 24:06
You have to go through the steps step-by-step. It’s the same thing when it comes to investing in the US. If you go and you buy a house without setting up the proper structure, you’re a mess. And it’s like building. It’s building your dream home and not having a foundation and suddenly your home sinks because you don’t have a strong foundation. You have to build each step on top of the other. That doesn’t mean that if you haven’t done that, Quynh can’t redirect a little bit, and maybe there’s a way if you did number four before number two or something like that. But you need to follow a path and a pattern that’s driven and guiding you to success.

Quynh Vo 24:50
Well, let’s just put it this way. If you are doing step five, and step six, and leveraging and creating multiple streams of income, but you don’t have the other four steps in place. Then you will crumble at any moment, the next time the market crashes, you’re gonna lose it all. Or you might lose it all to just the fact that you don’t know how to manage your money and you don’t have anything left, there’s a lot of people who are so good at making money and generating income, like the athletes like the superstars. They’re so good at making money. But guess what happens when that money stops coming in, and they become a little less athletic, and they don’t get the contracts anymore, what happens, if they don’t know how to grow their wealth passively, then eventually, their worth, their active income is going to either stop because of external factors, or because of their own health challenges, and therefore the money. So that’s why when it comes to wealth building, it actually is all about passive income, or residual income, versus active income. Active income is what you’re making, what you’re about, what you are able to make, actively. But imagine your wealth is actually not dependent on what you can make actively, of course, that’s going to help pays the bills, it gives you the resources for you to invest, so that you can actually make money passively. That’s the key, your active income is supporting you. So that you can actually use that money, and resources and build your wealth passively. So that you don’t have to work and live on your own and make your passive income greater than your expenses. That’s when you become financially free.

Lauren Cohen 26:29
So let’s talk a minute about passive and active income, and some examples that would really help that are real world examples that allow you to have these multiple streams of income and achieve these goals. So money mindset, obviously, you have to think you’re successful, you have to have a plan, you have it in your head. But when you’re building these streams of income, what’s an active versus passive, give us an example of an active income stream and a passive income stream, please?

Quynh Vo 27:05
Sure thing. So active income means that you only get that money if you have to exchange your time for that work. So basically, either if you’re a professional, and you get paid a lot of money per hour, like the doctors and the dentist, they probably make at least $500 per hour, right? based on their work. That is active income. If you don’t work, you don’t get paid. Whereas passive income, imagine the same people, let’s say the doctors, okay, if they create some kind of coaching program, or some kind of book, they wrote a book, or they create an online course, where they create that course once, or they wrote that book, once. So they still have to do the work, but that work will now continue to work for them forever. So when it comes to passive income, the mistake that people think is you don’t have to do anything, and the money will just keep coming. No, we actually have to work a lot in the beginning to build a passive income machine, the machine is where you put in the effort, and the knowledge and the money you pour into that machine. But once you have built that passive income machine, all you have to do is the maintenance, maybe the oil change, maybe a monthly maintenance fee, whatever that looks like. But the key is that machine, that passive income machine is going to keep generating income for you forever in your sleep without you working actively in it. So that’s the difference. So same thing with real estate, if you want to invest in real estate. Of course, finding the deal, securing the deal, maybe even rent, knowing it and making it, improving the property, and then putting the tenants in place, all of that requires work. But once you have the tenants in place, and now they’re just paying your monthly income, all you have to do every month is basically deposit a monthly flat rate. That’s it right. And once in a while when the tenant moves out, then you now would have to find a new tenant. That’s it. And the thing about when you have a machine working for you, you don’t even have to do the management and the all that work yourself anymore, you can actually hire a team to do all this work for you. So that you’ll actually be managing other people versus doing all the actual work yourself.

Lauren Cohen 29:25
So passive income. Also another way that passive income works is with affiliates, which a lot of course, which is a really big thing in our space in the joint venture space and actually kind of what the marketers cruise focuses on. But I mean, it’s lovely, every day or two, I get some kind of check from something that I have sent an email or introduce somebody to or just done a relatively passive activity to cure ongoing income and that’s a beautiful thing. You have a program as well as do I. So do you want to tell a little about that?

Quynh Vo 30:04
Absolutely! Affiliate marketing is like the epitome of passive income. Because the best thing about doing affiliate marketing is you make the referral, you’re connecting between the buyer and the seller, you’re the middleman and you get paid. And you don’t even have to deliver the content, you don’t even have to worry about customer service, you don’t even have to worry about anything at all. So you’re leveraging your relationships, you’re leveraging your influence, and your ability to enroll people into a better life into a better version of themselves. And basically, you are being paid for that ability to connect the buyer and the seller together. And that’s it. And by the way, affiliate marketing is something anyone can learn. And the technology is so simple. Okay wait, it is simple, maybe not easy. And there’s a ton of people who actually are out there helping entrepreneurs, with the technology of how to set up and things like that. But as far as affiliate marketing, that is like the best way for you to create smart, passive income streams. And the best thing about affiliate marketing is the asset is actually your email list, your relationships with an email list. And then you can pick as many JV partners as you want to promote the programs, to promote their events to promote the work that they do to your own list. So the asset is your email list. And the money comes from all the JV partners that you have.

Lauren Cohen 31:35
Remember what they say, your network is your network. Network is the people on your list is the committee’s the partners that you have, like, you know, when Quynh has an event, and I’ll post about her event, and if there’s a fee, I may make a few dollars of posting about that event. At the same time, I’m helping Quynh and I’m helping my people because they’re getting access to a valuable service and a product that’s second to none. So you win all around.

Quynh Vo 32:03
Of course, and one of the things that I teach about affiliate marketing is choose high end ticket programs so that instead of making a few dollars, make a few hundred, make a few thousand. You see, it costs you the same effort to write an email to your list. Now whether you make a few dollars, or a few 100 or a few 1000 is the same words. So why not make a few $1000?

Lauren Cohen 32:29
I’m right with you there. So Quynh, how do people find out, when is your next Money Mastery course? How do people reach you? How did people find out about it, and join?

Quynh Vo 32:41
Thank you so much for giving me the opportunity to share my work with other people, you know, any great programs out there would have different tiers of support. Some people are great at doing it themselves, like Do It Yourself kind of learning. All they need is give me the book, give me the content, I’ll go through it, I’ll do it. And then other people need more hand holding and more support. And other people would say no, I want to do it for me, I want it done for you package, right. So I actually have all those tiers of services for my clients as well. Whether its do-it-yourself or done for you. And now here’s the thing, before people are even able to buy my programs, I always want to make sure that number one, they’re getting value from my free trainings and see if this is a kind of coach that you want to work with. Because for me, I have spent so much money on the wrong programs. And by wrong I mean, it’s just not it doesn’t align with me, it isn’t in line with who I am. And the second mistake they made is I invest in a lot of high end programs, the coaches, but you know what, the way that they do things doesn’t necessarily work for me because I’m so different from them. So what might work for them may not work for me. So that’s why I actually give out a lot of free content including like my $1,000 program, sometimes I would do a one day workshop for free. Just because instead of judging my $1,000 for it because I want them to see this kind of work and see if they want to continue to work with me. And they get to see me doing the coaching and all that stuff and they get to see if this kind of work is a fit for them. In I have two kinds of free trainings that I give very often they’re almost like monthly. The first one is called Money Mastery workshop, which is a one day workshop.

Quynh Vo 34:28
And you can check all this out at And if you opt in, there’ll be ways for you to actually look at what’s happening in this moment. And it keeps changing because I run events almost monthly. The other programs that I teach is all about having the one habit that is going to transform your life and that is to wake up S.M.A.R.T. To wake up S.M.A.R.T. stands for: S for Skill upgrade, M for a Mindset upgrade, A for Aligned Action, R for Reward Yourself. And the T for Thanking somebody daily. And this is the habit that I teach my students where if you do this wake up smart routine daily first thing in the morning, you will have no choice but to succeed in whatever you do. Because this technique itself establishes your habits, and your way of communicating with other people and with yourself. And therefore, I do that as a five day challenge, you can certainly just opt in for free. You can find it at Give me five days, an hour each day, because every day you’re going to get this video of training, and it’s going to help you establish your morning routine, so that your day is going to go as designed versus by default. As an entrepreneur, we tend to do things on the splurge. I’m so guilty of this myself. So that’s why when I started following this wakeup smart routine, my productivity levels, my success, everything has gone through the roof. So that’s why I’m sharing this with anyone.

Quynh Vo 36:33
So these are the two resources that you will definitely get for free. And see if this is something that you want to do for yourself and you feel like you want to know more, you want to see what else Quynh teaches. Feel free to because once you opt in to these free resources, you will be hearing from me to see what’s available, what’s coming up next, whether it’s my workshop, my live event or anything like that. So I’d love to be to support you on your journey to financial freedom. But more importantly, it was down to living an epic life. That’s what I’m all about.

Lauren Cohen 37:06
Living an epic life, the Quynh Vo story.

Quynh Vo 37:11
Lauren, thank you so much for inviting me on your show.

Lauren Cohen 37:14
Thank you so much for being here. Thank you so much for being in my life for being my friend, for being my trusted partner, and for all that you do in the world. So I’m Lauren Cohen. I’m the host of Investing Across Borders. We are on all podcast applications from Google to Apple. And we would love for you to be a subscriber and we look forward to bringing you value and navigating your path to invest live, work and play across borders. Thank you, Quynh. Thank you everyone for joining us. And I’m signing off for today so we can teach you to invest the work and play anyway. Thank you Take care.

Intro/Outro 38:01
Thanks for listening to Investing Across Borders with Lauren Cohen. Make sure to check the show notes for any links and for guests contact information. If you have questions for Lauren, please reach out to her at If you enjoyed today’s episode, please subscribe, rate, review, and share the podcast with a friend.